Zakat Calculator
Accurate, privacy-friendly calculator with clear explanations of Nisab, examples, and step-by-step guidance
What is Zakat and How This Calculator Helps
Zakat is a mandatory act of worship and a fixed charity due on qualifying wealth. It purifies wealth and supports those in need. This page explains reasoning, lists commonly Zakatable assets, and gives step-by-step examples before the interactive calculator. All calculations happen locally in your browser.
Which Assets Are Usually Subject to Zakat?
Cash, business inventory, investments, gold and silver (jewelry may be zakatable depending on local custom), some savings. Personal items used daily are generally not zakatable.
Zakatable Assets
- Cash & bank balances
- Gold & silver above personal use
- Business inventory
- Investments & shares
Non-Zakatable Assets
- Primary residence
- Personal vehicles
- Household items
- Jewelry for personal use
Important Calculation Principles
- Use market value for gold & silver in local currency
- One lunar year (hawl) for zakat obligation
- Deduct immediate debts before comparison to nisab
- Zakat rate is 2.5% of qualifying wealth
Example Calculation
Cash = 120,000, gold = 10g, silver = 0g, debts = 20,000, gold price = 25,000 per gram
Net wealth = 350,000. Compare to gold-nisab or silver-nisab to see if Zakat is due.
Privacy & Accuracy
All calculations run in your browser. No data is collected or transmitted. For complex cases, consult a qualified scholar.
Interactive Zakat Calculator
Methodology & Sources
Our Zakat calculation logic is based on standard Sunni jurisprudence. We adhere to the principle that Zakat is due on wealth that exceeds the Nisab threshold and has been held for one lunar year (Hawl).
Sources
- Nisab values are calculated based on live Gold and Silver prices fetched via IslamicAPI.
- Zakat rate is fixed at 2.5% (1/40th) of total net assets.
- Asset valuation is based on current market rates.
For more details on our team and mission, please visit our About Us page. For complex financial situations, we strongly recommend consulting a qualified Islamic scholar.
Frequently Asked Questions
What is Nisab?
Nisab is the minimum amount of wealth a Muslim must possess before they become liable to pay Zakat. It is based on the value of either gold (87.48 grams) or silver (612.36 grams).
Which Nisab standard should I use?
Scholars differ on this. Some recommend using the silver standard as it results in more people qualifying for Zakat and thus more charity distribution. Others recommend gold. Many scholars suggest using whichever is most beneficial to the poor.
Is jewelry subject to Zakat?
Jewelry for personal use is generally not subject to Zakat according to many scholars. However, gold and silver jewelry kept as an investment or beyond personal need may be subject to Zakat. Consult a local scholar for guidance.
What debts can I deduct?
Only immediate debts that are due for payment can be deducted. Long-term debts like mortgages are generally not deducted unless payment is due within the Zakat year.